Ridesharing with Uber has transformed transportation. With just a tap on your phone, you can request a ride within minutes, simplifying the way we move around. However, with convenience comes risks. Crashes can still take place, leading to potential passenger injuries.
We will cover typical Uber accident injuries, who may be liable for damages, along with legal options for pursuing a claim.
Common Uber Injuries
An Uber accident can cause a variety of injuries, especially during collisions or accidents. Some frequent injuries include:
Whiplash: Whiplash often results from rear-end crashes, resulting in pain and stiffness. It can take time to develop symptoms, making it hard to immediately detect.
Bone Injuries: Accidents can easily cause fractures, especially in limbs. Such injuries often require long recovery periods and surgery.
Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.
Spine Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often need extensive medical intervention.
Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.
Cuts and Lacerations: Sharp debris from accidents may cause deep wounds. Some of these wounds may require stitches or surgical repair.
Who Is Liable in an Uber Accident?
Determining fault in Uber accident cases can be tricky. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.
Uber’s Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Common causes include distracted driving or breaking traffic laws.
A Different Driver: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors uber attorney vs corrupt company lawsuit can contribute to accidents. In these cases, more than one party might share liability.
Insurance Coverage for Uber Accidents
The amount of insurance Uber provides depends on when the accident happens. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
No App Usage: If the driver is not using the Uber app, their personal insurance applies.
Driver Awaiting Ride Requests: While waiting for a ride request, Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Active Uber Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.